D7 Visa Portugal 2021 | Portugal Passive Income Visa: Ultimate Guide

Looking to obtain a residency visa for Portugal as a non-EEA national without the need for a Golden Visa investment? The Portuguese D7 Visa offers foreign nationals with sufficient, stable passive income the ability to obtain residency in approximately 3 to 6 months. Find out more about this under-publicised option below, or contact us now for a free confidential consultation.

The D7 Visa Program at a glance

The D7 Visa is a temporary residency permit offering applicants a clear path to obtaining Portuguese permanent residency (PR) and eventual citizenship. Also referred to as the Portugal Retirement Visa or the D7 Passive Income Visa, it is increasingly in demand among affluent individuals and retirees hailing from South Africa, China, the USA and further afield.

The D7 Visa is initially issued for a period of 2 year (formerly 1 year), after which it becomes renewable for an additional 3 years, provided that you can still meet the relevant program criteria.

Unlike as is the case with the Italian Elective Residency Visa, you are allowed to work and conduct business activities on the D7 Visa. It is important to note, however, that unlike with the Portugal Golden Visa, you will be required to spend a minimum of 183 uninterrupted days per year in Portugal in order to be able to make the visa renewable. You also do have the option of spending 8 months per year in total in the country, but with various absences in between.

Legal basis: Article 58 paragraph 1 of Law no. 23/2007 of July 4 and article 24 d) of Regulatory Decree no. 84/2007 of November 5 serves as the legal framework within which the D7 Visa is offered.

Benefits of the D7 Passive Income Visa

  1. FAST, SIMPLE APPLICATION PROCESS: Obtain residency in Portugal with 4 to 6 months from starting your D7 Visa application. 

  2. NO MINIMUM CAPITAL INVESTMENT REQUIRED: While you are required to have an address in Portugal, you don’t need to purchase a home in Portugal; a long-term rental contract can serve as proof of accommodation. And if you do decide to purchase a property, there is no minimum pricing requirement.

  3. ROAD TO PERMANENT RESIDENCY AND CITIZENSHIP: Your initial temporary residency visa can be renewed for an additional 3-year period, after which you and your dependent family members and spouse can become eligible to apply for permanent residency and citizenship.

  4. FAMILY ELIGIBILITY: Your spouse and dependent children can be included in your D7 application on the basis of EU family reunification law.

  5. NO MINIMUM CAPITAL INVESTMENT REQUIRED: A key benefit of the D7 Visa is that you don’t need to make a minimum property investment of €350,000 or €500,000 in order to apply for the D7 Visa. This makes it one of the most affordable EU residency programs available to non-EEA nationals.

Portugal D7 Visa: Minimum passive income requirements

INDIVIDUAL APPLICANTS: In order to qualify the Portugal D7 as a single applicant, you will have to be able to prove a stable, passively derived income of at least €635 per month (€7,620 per year).

MARRIED COUPLES: In order to apply as a couple, the minimum combined passive income requirement goes up by 50%: an additional passive income of no less than €318 per month is required (€3,810 per year), bringing to the monthly total passive income required to €1,271 per married couple (€15,252 per annum).

DEPENDENT CHILDREN: For children under the age of 18, the minimum required passive income required per child is €190,50 per month (€2,286 per year), which is around 30% of the primary applicant’s passive income requirement.

Children over 18, but under the age of 24, may be eligible for inclusion as a dependent family member, provided that their financial dependency on the primary applicant can be demonstrated.

DEPENDENT ELDERY PARENTS: There is the option to apply for dependent member residency for the parents of the primary applicant and their spouse, but this can only be done subsequently to settlement, and provided that the primary applicant has the financial means to house and support them fully (they have to live with the primary applicant).


Eligible income can take the form of pension payouts, royalties, rental income from movable, immovable or intellectual property, company dividends (provided you don’t play an active role in the management of the business), or the proceeds from long-term, fixed-rate financial investments.

The D7 Visa application process

The D7 Visa application process is also significantly less onerous than that of the D2 Visa as the latter involves the compilation and approval of a comprehensive business plan. While application timelines can vary, you should expect the process to take somewhere between 4 and 6 months.

STEP 1: Complete your application form and submit it to the Portuguese consulate online and choose an interview date (this can typically be for a date several months into the future, especially in light of the backlogs caused by Covid-19).

STEP 2: Book a flight with a tentative date – be sure to book a rebookable flight.

STEP 3: Attend your consular appointment and submit your supporting documentation, including a copy of your plane tickets and your police clearance, in person. You may be asked a range of questions pertaining to your situation, finances and reasons for wishing to settle in Portugal during this appointment. 

STEP 4: Should your visa application be approved, you will be issued with a 90-day temporary visa, and you’ll be expected to travel to Portugal within a period of 4 months. 

STEP 5: Next, you’ll travel to Portugal and attend your appointment with SEF. During this appointment you’ll again need to present your application documentation. Depending on how long the process had taken thus far, you may need to obtain an updated police clearance and, potentially, an updated set of certified bank statements. Your biometric data will also be captured during this appointment.

STEP 6: Under the D7 Visa, your residency permit is issued for an initial period of 2 years, and can be renewed for an additional 3 year period thereafter. At 5 years, you will become eligible to apply for permanent residency and citizenship. Please note that you will need to be able to demonstrate a basic proficiency in Portuguese in order to apply for Portuguese permanent residency and citizenship.


Fees from €7,500. Contact the Portugal D7 Visa Experts today

Our Portuguese suppliers offer an end-to-end legal advisory service, covering advice and assistance at every step of your application process. Additionally, they can also advise and assist on property acquisitions and the transfer process, should you elect to buy a property in Portugal. Offering years of experience in the facilitation of D7 Visa applications, they can help you avoid all the hidden pitfalls and ensure that your application is as fast and seamless as possible.